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Your Social Security Questions Answered

Read answers to reader-submitted Social Security questions from Martha Shedden, NARSSA’s Co-Founder and Chief Learning Officer, and her team of experts. Submit your own question to Martha here.

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Should I be receiving more from Social Security?

Full question: I had an accident at 62 so with no income I filed for Social Security, I also at the time on my ex husband. He had not filed at the time I only received $88 dollars off of his. Now he has filed and draws 2500. My on him is now $99 and…

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I am 63. Should I collect Social Security now?

Full question: My husband is 77 and 14 years older than me. He started collecting his Social Security benefits at 62. I am 63.5. Would it be more beneficial to collect my Social Security now so our household has 2 Social Security checks? How would this affect my survivor’s benefits? He earned more than me….

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Will an inheritance affect my SSDI benefits?

Full question: I receive SSDI benefits since 2006 and I also just inherited a sum of money from a family trust. What do I need to do to protect my SSDI benefits and still invest the inheritance in a retirement fund like a Roth IRA? Hi there, Receiving an inheritance, such as a sum of…

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Will Social Security still be around when I retire?

Full question: I’m 34 and finally starting to take retirement planning seriously. With all the talk about Social Security turning 90 this month and all the headlines about it “running out of money”, I’m wondering what to expect. Will Social Security still be there when I retire? Should I plan like I won’t get anything…

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Why do I now receive my Social Security check on a different day of the month?

Full question: I always received my Social Security check on the last Wednesday of the month since my birthday is the 31st. Starting this January, I’m receiving it on the last Monday of the month. Why? Hello, Thank you for reaching out regarding the change in the schedule of your Social Security check. The timing…

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How do I determine my monthly benefit and federal taxes owed?

Full question: Is there a more accurate method to determine the amounts of monthly benefit and federal taxes that will be owed? Hello, For your monthly benefit amount, the best resource is your My Social Security Account, where you can access personalized benefit estimates based on your earnings record. You can log in or create…

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